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Life assurance provides ongoing income to your dependents if you die prematurely.
Protection covers you against eventualities while you are still alive, such as critical illness or unemployment, and secures assets such as investments.
Single people with no family are unlikely to need life assurance, but may well benefit from protection. These products can look relatively expensive next to the modest cost of a regular life insurance premium. But the security of knowing that you are covered for the unexpected is priceless.
For the main or sole breadwinner in a family, life assurance is essential, ensuring that your family can continue to meet the mortgage and other payments after your death.
Paul Waldron says: "The minute you have someone dependent upon you - a partner or children - you at the very least have to consider insuring your life, so that after your death there is a financial cushion for your family."
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A1 Financial Solutions
86, Haymarket Terrace, Edinburgh - EH12 5LQ
Tel : 0131 347 8855 or 8877 Fax : 0131 347 8866
email : info@a1-financial.com |
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